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  • Home
  • ABOUT US
  • The Perception Team
  • BLOG
  • GRANTS
  • Business Tips
  • Contact Us
  • NEWSLETTERS
  • TESTIMONIALS

Find A Grant or Loan

Finding the right government grant can feel like hunting for a needle in a haystack blindfolded, while everyone else claims they “got £50k easily.” This section cuts through the noise, providing a comprehensive overview of up-to-date business support opportunities, UK government grants, and funding schemes for 2026, all in one place. Whether you’re a start-up, SME, innovator, creative business, or scaling company, this section is designed to help you:


Identify relevant grants quickly, 


Understand what funding schemes are really available, 


Spot deadlines before they sneak up on you, 


Access official links and application guidance.


We update this section regularly as new government grants and funding opportunities open and old ones close, because timing matters, and missing a deadline hurts more than rejection.


👉 Bookmark it. Check back often. And if funding schemes exist that suit your business, you’ll find them here.

How to find a grant..

Updated grant information can be found by clicking the link below: 

FIND A GRANT

“Four government-backed funding opportunities''

Growth Guarantee Scheme

 The Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. 

MORE INFO

Start-Up Loan

 

Apply for a government-backed Start Up Loan of £500 to £25,000 to start or grow your business.

Unlike a business loan, this is an unsecured personal loan. You’ll need to pass a credit check.

You’ll get free support and guidance to help write your business plan, and successful applicants get up to 12 months of free mentoring.

More INFO

Future Leaders Fellowship

 UK registered organisations can apply for a share of up to £110 million to deliver ambitious research and innovation and develop future leaders. This funding is from UK Research and Innovation (UKRI).


  • Competition opens: Monday 22 June 2026
  • Competition closes: Wednesday 4 November 2026 11:00am

More Info

DRIVE35 Innovation Fund: Collobarate 3

 UK registered organisations can apply for a share of up to £20 million for late stage collaborative research and development projects. Projects will support the UK’s transition to zero emission vehicles and a pathway to a net zero automotive industry.


  • Competition opens: Friday 26 June 2026
  • Competition closes: Wednesday 16 September 2026 11:00am


MORE INFO

Business Rates Relief – “Supporting Small Business Relief” (2026)

Business Rates Relief – “Supporting Small Business Relief” (2026)

Business Rates Relief – “Supporting Small Business Relief” (2026)

UK Government Business Rates Relief supporting small businesses in 2026.

Starting April 2026, eligible small firms can benefit from significant business support opportunities in the form of major reductions in business rates, potentially saving thousands. While this isn't a direct cash grant, it’s an important funding scheme that can greatly assist small businesses.

Find out more

Small Business Grants Finder – GOV.UK

Business Rates Relief – “Supporting Small Business Relief” (2026)

Business Rates Relief – “Supporting Small Business Relief” (2026)

Small business owners using GOV.UK Small Business Grants Finder for funding.

Discover not just a single grant, but a comprehensive list of hundreds of government-backed grants, including various business support opportunities, funding schemes, and resources sorted by industry, region, and eligibility.

Find out more

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

TIPS FOR BUSINESS LOAN APPLICATION SUCCESS

Extra Options to Explore


(Not strictly Kent-only, but definitely worth a look)


✨ Business Growth Loans (regional UK program) – These funding schemes offer loans of £25k–£100k for businesses that might not qualify for standard bank lending.


✨ Folk2Folk Peer-to-Peer Lending – An alternative financing option if you’ve got property or land to use as security (not strictly local, but UK-wide).


✨ Enterprise Finance Guarantee (EFG) Scheme – A government guarantee on bank loans up to £1m for viable SMEs, providing crucial business support opportunities.


📌 Quick Tips (to avoid headaches)


✔ Match funding is often required (e.g., with the Kent & Medway Fund).

✔ You usually need a solid business plan and evidence of job creation or growth impact.

✔ Government grants exist too — so if you can, combine loan + grant for maximum leverage (ask your Growth Hub or accountant).

Find A Grant

Applying for a business loan can be a challenge. While you may have charm and good intentions, lenders often look for more concrete evidence. They typically require information related to available business support opportunities, relevant funding schemes, and any government grants you might be eligible for.

To secure funding through various business support opportunities, you’ll need to prepare a comprehensive business plan that outlines what you do, why you need funding, and how you plan to pay it back. Additionally, ensure you have proof of ID and address, along with your business and personal bank statements. You should also provide details of any existing loans and repayment schedules. Lastly, be ready to present security information, which may include assets or personal guarantees, as required by certain funding schemes or government grants.

But here’s the part many business owners miss…


Lenders don’t just care about history. They want fresh, credible financial data that reflects what’s happening right now, rather than six or twelve months ago. That’s why management accounts are crucial. They are current, practical, and decision-focused—precisely what lenders prefer to see when evaluating business support opportunities or funding schemes. Having up-to-date information can make the difference between hearing 'yes' or being told to 'come back later,' especially when government grants are on the line.

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Registered Office:  The Cobalt Building, 1600 Eureka Park, Lower Pemberton, Ashford, Kent TN25 4BF. 

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